Reports & IndicesSkim2024-12-30

RBI Releases Financial Stability Report for December 2024

What Happened

The Reserve Bank of India released its biannual Financial Stability Report in December 2024. The report found that the Gross Non-Performing Asset ratio of commercial banks reached a 12-year low of 2.6%. It confirmed that Indian banks and NBFCs possess strong capital buffers and remain profitable despite global economic uncertainty.

Why It Matters

A record-low bad loan ratio indicates a healthy banking sector, which is essential for maintaining credit flow and ensuring India's resilience against global financial shocks.

Quick reference — brief coverage only.

Up next

What Happened

Why It Matters

Jhajjar Earthquake Highlights NCR Seismic Vulnerability